Already Spent

Life's IOUs: Jeff Bates' Anthem to Working Hard and Living Broke
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Lyrics

I'm workin' 40 hours and more if I can get it

I work 40+ hours, seeking more if possible.

Still need an extra job so I can get more credit

Despite my efforts, I need an additional job to improve my credit.

Well, I work hard because we charge tomorrow yesterday

I work hard due to the financial pressure of upcoming obligations.

I'm in debt over my head the American Way

I'm deeply in debt, following the typical American financial pattern.


It's already spent

All my earnings are already used up.

Every dime I'll ever make

Every dollar I make is pre-allocated.

From the high cost of livin'

Refers to the high cost of living affecting financial stability.

To what the government takes

Includes the impact of government deductions on income.

Well, I don't have to worry

Expresses a lack of concern about money due to its predetermined use.

Or wonder where it went

Confidently stating there's no need to wonder where the money goes.

I sleep like a baby

Despite financial concerns, the speaker sleeps soundly.

'Cause it's already spent

Reiteration that all income is already spoken for.


I hear 'em talkin' on TV 'bout where we should invest

Observing discussions on TV about investment options.

Stocks and bonds and mutual funds and 401s and the rest

Lists various investment avenues like stocks and bonds.

Well, my retirement plan's a coffee can and it's full of IOUs

Humorous reference to a makeshift retirement plan with IOUs in a coffee can.

My money goes to those I owe and I bet you yours does, too

Suggests that money primarily goes towards debts.


It's already spent

Repeats the theme that all income is already used up.

Every dime I'll ever make

Reiterates that every dime is allocated before it's earned.

From the high cost of livin'

Highlights the impact of the high cost of living on financial resources.

To what the government takes

Includes government deductions in the financial equation.

Well, I don't have to worry

Emphasizes the speaker's lack of worry about where the money goes.

Or wonder where it went

Repeats the idea that there's no need to wonder about expenditures.

I sleep like a baby

Reassures that despite financial challenges, the speaker sleeps peacefully.

'Cause it's already spent

Restates the concept that all income is already spoken for.


It's already spent

Repeats the notion that all earnings are already allocated.

Every dime I'll ever make

Reiterates that every dime is already accounted for.

From the high cost of livin'

Echoes the impact of the high cost of living on financial stability.

To what the government takes

Reiterates the role of government deductions in financial planning.

Well, I don't have to worry

Reaffirms the lack of worry about money allocation.

Or wonder where it went

Repeats the assurance that there's no need to wonder about expenditures.

I sleep like a baby

Reiterates the speaker's peaceful sleep despite financial challenges.

'Cause it's already spent

Restates the idea that all income is already spoken for.


We'll sleep just like babies

Concludes with the notion that they'll sleep peacefully because all money is already spent.

'Cause it's already spent

Final affirmation that financial security comes from accepting that all earnings are predetermined.

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